PLEASE READ THESE TERMS OF USE CAREFULLY. THESE TERMS MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS INTERNET SITE (“SITE”). BY USING THIS SITE, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, THEN PLEASE DO NOT USE THIS SITE.

NO LEGAL SERVICES OR ATTORNEY-CLIENT RELATIONSHIP AND LEGAL DISCLAIMER

The information contained in this Site may be considered advertising per the Florida Supreme Court and/or the rules regulating the Florida Bar , and is for general guidance on topics selected by THE MCLEOD FIRM (also collectively referred to herein as “the Firm” or “we”) This information is provided on a blind-basis, without any knowledge as to the reader’s industry, identity or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in this Site, or the law may have changed. The information on this Site is provided with the understanding that THE MCLEOD FIRM and various authors’ and publishers’ providing of such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services. Your use of this Site does not create any attorney-client relationship between you and THE MCLEOD FIRM. Information on this Site should not be relied upon or used as a substitute for consultation with professional advisors.

Nothing on this Site shall be construed as providing any assistance to any “assisted person” as is defined by the US Bankruptcy Code, or any debtor or individual who is contemplating filing bankruptcy. Nothing on this Site shall be construed as any notice or disclosure as required by Section 527 of the US Bankruptcy Code. Nothing on this Site shall be construed as any notice or disclosure as required by any other local rule, regulation or law relating to the filing and preparation of bankruptcy petitions.

Nothing on this Site should be construed as advertising in any jurisdiction that THE MCLEOD FIRM and/or its shareholders, members, associates and employees are not properly licensed to practice law.

ACCESS TO THIS SITE

THE MCLEOD FIRM may amend, suspend, or discontinue this Site at any time for any reason, without notice or cost. The Site may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

By using this Site, you agree to indemnify, hold harmless and defend THE MCLEOD FIRM from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys’ fees, resulting directly or indirectly from a claim by a third party that alleges injury, damage or harm in whole or in part arising from the provision by you of information from, or claimed to be from, this Site, or that in any way arises from your use of this Site or information provided by this Site in violation of these terms.

COPYRIGHT AND TRADEMARK INFORMATION

This Site and all the information it contains, or may in the future contain, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the “Content”), is the property of THE MCLEOD FIRM, its shareholders, members, and employees, and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. Third parties may own some trademarks and logos displayed on the site. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any Content displayed on this Site, through the use of framing or otherwise, without the prior written permission of THE MCLEOD FIRM or such third party that may own the trademark or copyright of material displayed on this Site.

Subject to your full compliance with these terms, THE MCLEOD FIRM authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified.

DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE FIRM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SPECIFICALLY, BUT WITHOUT LIMITATION, THE FIRM DOES NOT WARRANT THAT: (A) THE INFORMATION ON THIS SITE IS CORRECT, ACCURATE OR RELIABLE; (B) THE FUNCTIONS CONTAINED ON THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE; OR (C) DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

CONTACTING US and RESPONSES TO ONLINE REQUESTS

From time to time, THE MCLEOD FIRM may offer to provide information or materials via e-mail or otherwise to interested persons. THE MCLEOD FIRM reserves the right, in its sole and absolute discretion, to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason whatsoever.

Individuals using the “Contact Us” feature on this site do so with the understanding that no attorney-client relationship is established by using this feature. In addition, THE MCLEOD FIRM has not agreed to consider whether to form an attorney-client relationship. Information communicated before THE MCLEOD FIRM agrees to represent that individual will not be treated as confidential. The Firm’s receipt of information through this feature does not prevent the Firm from representing someone else in the matter.

If an individual has concerns about the confidentiality of information, this feature should not be used. Instead, the individual should call the attorney and before explaining particular facts and issues, identify by name all other individuals and parties to enable the attorney to determine whether there exists any conflict of interest.

COMMENTS TO WEB LOG (BLOG)

THE MCLEOD FIRM offers site visitors the ability to comment on content they find on the web log (or “Blog”). While THE MCLEOD FIRM has a blog, this website is considered a commerical site.  Therefore, visitors (“commenters”) agree and understand that their comments will not be published until they are reviewed and approved.

THE MCLEOD FIRM reserves the right to edit all comments for grammar and spelling, or to reject, in our sole discretion, any comment that we deem to be inappropriate.

Comments that we deem in our sole discretion as advertisements for products or services of any kind will be deleted and will not be approved. Comments on the site reflect the opinions of the commenters only, and under no circumstances should it be inferred that they reflect the opinions of McLEOD LAW OFFICES, PC or any of its employees or attorneys.

LIMITATIONS OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL MCLEOD LAW OFFICES, PC BE LIABLE FOR ANY DAMAGES, INCLUDING INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, MULTIPLE OR OTHER INDIRECT DAMAGES OR FOR LOST PROFITS OR LOSS OF USE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE INFORMATION CONTAINED ON THIS SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE FIRM’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR OTHERWISE, THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE OR THE INFORMATION CONTAINED ON THIS SITE EXCEED $1.

JURISDICTIONAL ISSUES

The Firm makes no representation that information on this Site is appropriate or available for use outside the United States . Those who choose to access this Site from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

LINKS TO OTHER SITES

This Site may contain links to non-Firm sites. These links are provided to you only as a convenience. Such linked sites are not under the control of THE MCLEOD FIRM and THE MCLEOD FIRM is not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of any link does not imply endorsement by the Firm of the site, and the Firm shall have no responsibility for information that is referenced by or linked to this Site.

LINK TO THIS SITE

Users are free to link this site to a site they lawfully control. THE MCLEOD FIRM assumes no responsibility or liability for any defective link on any site. Users agree that they will immediately remove any link to this Site upon notice from THE MCLEOD FIRM.

SUBMISSIONS TO THE FIRM AND AFFILIATED SERVERS

Information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to THE MCLEOD FIRM through this Site does not create an attorney-client relationship or confidential relationship between you and the Firm. Any electronic communication between you and the Firm will not be privileged or confidential; may be disclosed to other persons; and may not be secure. Therefore, you should not send any e-mail to the Firm that contains confidential or sensitive information. Further, all information submitted is the exclusive property of THE MCLEOD FIRM. The Firm is entitled to use any information submitted for any purpose, without restriction (except as stated in the Privacy Statement below) or compensation to the person sending the submission. The user acknowledges the originality of any submission communicated to the Firm and accepts responsibility for its accuracy, appropriateness, and legality.

ENFORCEMENT OF TERMS AND CONDITIONS

These Terms are governed and interpreted pursuant to the laws of the state of Florida , United States of America , notwithstanding any principles of conflicts of law.  It is agreed that by using this site, any disputes will be resolved in St. Johns County, Florida, and such venue is agreed to.

If any part of these terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions. The Firm may, at its sole discretion and without notice, revise these terms at any time by updating this posting.

ENTIRE AGREEMENT

This is the entire Agreement between the parties relating to the subject matter herein and shall not be modified except in writing signed by both parties or by a new posting by the Firm, as described above.

PRIVACY STATEMENT

Because our Site permits individuals to submit e-mail, we have developed this Privacy Statement to inform Site visitors of our policies and practices regarding such information.

At some places on the Site, the use of a “cookie” may be offered. Most browsers now recognize when a “cookie” is offered, and permits the user to opt out of receiving it. If you are not sure whether your browser has this capability, you should check with the software manufacturer or your Internet service provider. “Cookies” are used on the Firm Site to facilitate use of an area of the Site. We do not use “cookies” to collect and distribute information to third parties for marketing purposes.

Visitors are able to send e-mail through this Site, and their messages will contain their user’s screen name and e-mail address, as well as any additional information the user may wish to include in the message (“Contact Information”). Opportunities to send e-mail or to subscribe to e-mail distribution lists through the Site are provided solely to let individuals send comments and communications to us and to request information from us. These messages are forwarded through the Site to the appropriate persons within the Firm to respond, at their discretion, to the questions or comments or to provide the information requested. In the event that the Firm is requested to contact a visitor concerning a visitor’s interest for law-related services, contact information may also be used for purposes of making that communication.

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